List of Funded FinTech Startups For 2026

Take a look at our latest research on funded FinTech startups. Financial technology companies are revolutionizing how people and businesses manage money, from digital wallets and mobile payments to cryptocurrency platforms and AI-powered investment advisors. The FinTech sector continues to attract substantial venture capital investment as startups compete to modernize traditional banking, payments, lending, and insurance services.

We collect startup funding data every week and currently have a comprehensive database of FinTech companies reshaping the financial services landscape. Whether you’re tracking recently funded startups in digital payments, blockchain infrastructure, embedded finance, or regtech solutions, our database provides verified contact information and detailed funding insights.

We’ve listed the most recent 100 FinTech startups with funding rounds in the table below. You’ll find more interesting statistics from our database about these companies beneath the table. Growth List subscribers can also discover which investors are leading these funding rounds and access contact details for CEOs and other decision-makers at these companies.

Recently Funded FinTech Startups

FinTech Startups at a Glance

• Number of FinTech startups in our database: 1,717
• Number of verified email addresses in our database: 2,373
• Number of social profiles in our database: 4,870
• Other data points stored: 23,663
• Total funding raised in 2024: $6,474,424,952
  • Seed: $1,089,143,246
  • Series A: $1,403,453,774
  • Series B: $1,522,978,555
  • Series C: $1,204,828,543
  • Other funding*: $14,348,057,478
• Total funding raised in 2025: $946,646,247

*Other funding includes private equity, debt financing, and various other types of capital.

What is FinTech?

FinTech, short for financial technology, refers to companies that leverage software, mobile applications, and emerging technologies to deliver financial services more efficiently than traditional financial institutions. These startups are disrupting everything from how we pay for coffee to how businesses access capital and manage complex treasury operations.

The FinTech revolution began in earnest following the 2008 financial crisis, when entrepreneurs saw opportunities to rebuild trust in financial services through technology-first approaches. Today, FinTech encompasses everything from peer-to-peer lending platforms and robo-advisors to cryptocurrency exchanges and insurance technology. According to CNBC’s FinTech coverage, the sector has evolved from simple payment processing to complex AI-driven financial automation.

Categories of FinTech Startups

FinTech startups receiving funding today operate across numerous specialized categories. Payment processing companies build infrastructure for digital transactions, while digital banking startups offer mobile-first checking and savings accounts without physical branches. Lending platforms use alternative data and AI to evaluate creditworthiness, expanding access to capital for underserved borrowers. Many of these companies raise seed funding initially, then progress through Series A, Series B, and Series C rounds as they scale.

Other major categories include wealth management technology (robo-advisors and investment platforms), insurtech companies modernizing insurance distribution and underwriting, regtech firms helping financial institutions comply with regulations, and blockchain startups building decentralized finance infrastructure. Many recent FinTech funding rounds target embedded finance solutions that integrate financial services directly into non-financial platforms. The Forbes Fintech coverage highlights how these categories continue to attract significant venture capital attention.

Explore More Funded Startups by Industry

Looking for startups in other sectors? Check out our comprehensive lists:

• B2B SaaS Startups – Software companies serving business customers
• AI Startups – Companies building artificial intelligence solutions
• HealthTech Startups – Healthcare technology innovators
• Investing Startups – Investment platform companies
• Personal Finance Startups – Consumer financial tools
• Insurance Startups – Insurtech innovators
• Recently Funded Startups – Latest funding announcements across all industries

Why FinTech Matters

FinTech startups are fundamentally changing the economics and accessibility of financial services. By automating processes that traditionally required expensive branch infrastructure and manual underwriting, these companies can offer services at a fraction of the cost of legacy institutions. This cost efficiency translates into better rates for consumers and expanded access for people previously excluded from the financial system.

Geographic trends show FinTech funding expanding beyond Silicon Valley and New York to emerging hubs in London, Singapore, São Paulo, and Bangalore. Many successful FinTech companies address region-specific challenges around financial inclusion, remittances, or regulatory requirements. Venture capitalists are particularly interested in startups that can leverage open banking regulations to build innovative services on top of traditional banking infrastructure.

FinTech Funding Trends

FinTech funding has evolved considerably since the sector’s early days. While payment processing and digital banking dominated initial investment waves, recent funding rounds increasingly target specialized niches like embedded finance, real-time payments infrastructure, and AI-powered financial analytics. Investors are also showing renewed interest in crypto infrastructure following market stabilization.

Geographic trends show FinTech funding expanding beyond Silicon Valley and New York to emerging hubs in London, Singapore, São Paulo, and Bangalore. Many successful FinTech companies address region-specific challenges around financial inclusion, remittances, or regulatory requirements. Venture capitalists are particularly interested in startups that can leverage open banking regulations to build innovative services on top of traditional banking infrastructure.

Recent FinTech Investment Insights:

Our database shows FinTech startups raised over $6.4 billion in 2024, with average deal sizes increasing for later-stage rounds as investors back proven business models scaling internationally. Early 2025 funding of nearly $950 million suggests continued investor appetite despite broader market uncertainties. Access our complete startup database to track specific funding rounds and investor details.

2025 FinTech Innovation Trends

The FinTech landscape in 2025 is being reshaped by several transformative technologies. AI-powered automation is moving beyond chatbots to handle complex financial workflows including compliance reviews, fraud detection, and transaction monitoring. Financial institutions are deploying AI agents that can autonomously process loan applications, conduct risk assessments, and manage treasury operations with minimal human oversight.

Stablecoin payment infrastructure is gaining significant traction as businesses seek more affordable cross-border transaction solutions. These blockchain-based payment rails offer near-instant settlement at a fraction of traditional wire transfer costs, making them particularly attractive for international commerce and remittance flows. Major payment processors are integrating stablecoin capabilities to meet growing enterprise demand.

Embedded finance continues its rapid expansion, with financial services being integrated directly into e-commerce platforms, SaaS tools, and mobile applications. Companies building these integration layers are seeing significant venture capital interest as they enable seamless commerce experiences without requiring complex technical implementations or financial services licensing.

2025 FinTech Market Insights

• 61% average headcount growth among top FinTech startups
• AI-powered financial automation seeing increased investment
• Embedded finance and stablecoin infrastructure dominating funding rounds
• 60% of funded FinTech startups now headquartered outside the US

How to Use This FinTech Startup Database

Investors use our FinTech startup database to identify emerging opportunities and track funding trends across payment processing, digital banking, and cryptocurrency sectors. By monitoring which companies are raising capital at seed, Series A, or later stages, investors can spot market momentum and evaluate potential investment targets before they become widely known.

Sales and business development teams leverage our verified contact information to reach decision-makers at recently funded FinTech companies. These startups often have fresh capital to spend on services, making them high-priority prospects for B2B vendors. Entrepreneurs research competitive landscapes and identify potential partners or acquisition targets using our comprehensive funding data and company profiles.

Market researchers and analysts utilize our database to understand FinTech trends, track geographic funding patterns, and measure investor sentiment across different financial technology categories. The data helps inform strategic decisions, competitive intelligence, and market sizing exercises for anyone operating in or adjacent to the FinTech ecosystem.

Frequently Asked Questions About FinTech Startups

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